Advocate Financial Group, LLC

Auto - Home - Life - Health - Financial Planning - Since 1986

Advocate Financial Group, LLC was formed through the combination of Frazier Cain, LLC and Affordable Health and Life Plans, Inc.  Our mission is to become your insurance and financial planning resource.  We focus on building long-term relationships with individuals, families and small business owners. We are an independent agency and will help meet your needs and solve financial problems by applying creative solutions and using competitive products.

May 25, 2012 @ 05:30 AM

Dow Jones Industrials 12,529.75+ 33.60
Nasdaq Composite 2,839.38- 10.74
S&P 500 1,320.68+ 1.82
S&P Mid-Cap 400 936.08+ 2.76
10 Year Treasury Note 1.76+ 0.04
Wilshire 5000 13,807.25+ 17.70

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HOT TOPIC: Why Watch the Employment Situation

Labor reports showed some signs of improvement in the second half of 2011. This article takes a closer look at the official reports that track employment, factors that held back job creation after the recession officially ended, and whether recent gains are enough to spark more robust growth.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Balancing Stability and Growth

An investor who is 2 or 3 decades from retirement could decide to be more aggressive in pursuing investment growth than someone approaching retirement. Even though investors address this by transitioning to a more conservative asset allocation, they still need to seek growth while balancing the desire for principal preservation. This article offers some factors to consider.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

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